Access Bank Internet Banking, How to Register and Charges Applied.

I am sure you want to belong to trend, of getting your transactions to be done online, with no stress or whatsoever. Well, in this article we have all you need. We have pointed out in details all about Access Bank internet banking; what you should know and how to get started.

Access Bank Internet Banking, How to Register and Charges Applied

Access Bank Internet Banking

Internet banking otherwise known as online banking is a convenient electronic payment system that allows customers of a bank to make various financial transactions either on a website or a mobile app operated by the bank.

Customers of Access Bank Plc. do not need not walk to the bank to perform some financial transactions anymore as the bank has provided an access bank internet banking online platform for conducting some transactions at the comfort of your home or office.

How To Register For Access Bank Internet Banking

New users of Access Bank internet banking platform, do follow the steps below to register and use the online banking system.

  1. Go to Access Bank’s internet banking website by clicking here or the link below.


  1. Click on the “Register Now” button as shown below.
  2. You would need to fill in your account number in the text box provided in order for the bank to verify that you are a customer.
  3. Fill in your Savings or Current Account number and click on “Next“.
  4. An authentication Mail and SMS containing an activation code would be sent to your email and phone number you provided when you opened your account with access bank.
  5. Type in the code in the text box provided and click on the “Submit” button.
  6. Once the activation code has been entered and verified to be correct, a new screen would open where you would choose your preferred internet banking ID, Password and a secure Image.

The secure image is a security feature that would appear every time you type in your username and hit submit  button on the Access Bank Internet banking platform.
If the image displayed is what you uploaded during registration, go ahead and type in your password. However, if a different image is displayed or non is displayed at all, please do not type in your password as this is a way of preventing fraudulent online platforms from getting customers username and password.

  1. After choosing your internet banking ID, Password and secured Image, you should also accept the terms and conditions and click on the “Submit” button.
  2. Immediately after successful registration, you are ready to log on to Access bank Online banking platform.


For you to make a third party transfer (transfers or transactions involving an individual or party that is not a customer of Access Bank) via the online banking platform, you would need a token. A token is a personal security device that allows you to generate random numbers called “One-Time Password”.

This has higher security when conducting any transactions online. To obtain your token, kindly walk into any Access Bank branch and make a request. It may attract a little fee.

Charges for Internet Banking

ProductTransaction TypeTransaction Fee
Access OnlineIntra Bank TransferNo charge
Inter Bank Transfer
Less than N500,000100
Between N500,000 and N1M200
Between N1M and N10M600
Above N10M1000
Bill Payments100
Air-Time RechargeNo charge

Note that in addition to the fees above, Account maintenance charge will apply on Current accounts.

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