Community First Bank Butler MO Updated Details for You

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Community First Bank Butler MO Updated Details for You.

Community First Bank: CFB offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank. This article aims to give you details concerning checking accounts, savings accounts, online banking, as well as mobile banking and more…

At Community First Bank, they strive to bring you the best that banking can offer. They’ve been proudly serving the local communities of West-Central Missouri since 1997.

They provide all the perks of modern financial services with the reliability of the “hometown” banking our customers have come to expect. They take your banking seriously and as fellow members of your community know the importance of an efficient, welcoming, and accessible banking experience.

About Community First Bank Butler MO

Community First Bank was established on Jan. 1, 1932. Headquartered in Butler, MO, it has assets for $163,034,000. Its customers are served from 3 locations. Deposits in the Community First Bank are insured by FDIC.

Community First Bank offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank.

The team members at CFB provide the tools necessary for you in the West-Central Missouri area to take charge of all aspects of your finance and lending needs.

Community First Bank Butler MO Info for Savings Accounts

Variable Rate Information:

All interest-bearing checking and savings accounts earn a variable rate. At their discretion, your interest rate and annual percentage yield may change at any time.

Compounding and Crediting Frequency:

Checking and Health Savings Accounts-Interest will be compounded and credited every month. Savings-Interest will be compounded and credited every quarter.

Effect of Closing Account:

If you close your account before interest is credited, you will not receive the accrued interest.

Balance Computation Method:

They use the daily balance method to calculate interest; this method applies a daily periodic rate to the collected balance in the account each day.

Accrual of Interest on Noncash Deposits:

Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks).

Service Charges:

Service charges will apply to all checking accounts every month, savings on a quarterly basis if a minimum balance is not maintained or other required account stipulations are not met for each applicable account type.

Bonus:

Any promotion offered by Community First Bank will be reported on your statement and your year-end tax form.

Community First Bank Butler MO: Regular Savings Account

(Interest Bearing)

• Minimum Balance to Open: $25.00
• Minimum Balance to Obtain Disclosed Annual Percentage Yield (APY): $25.00
• Variable Rate Account
• Fee if Excess Transfers Exceeded $1.00 per Withdrawal
  • Fee applicable if there is an excess of three withdrawals from this account (withdrawals, transfers, automatic payments, ATM, etc) in a quarter.
  • Transactions are limited by regulations. If transaction limits are exceeded, the customer may be required to change the account product.

Prepare for Holiday Expenses With A Christmas Club Account:

Let Community First Bank help make the holidays less stressful by opening a Christmas Club Account. Call your local CFB branch for more details.

Make Your Well-Being A Priority with A Health Savings Account:

Prioritize your health and set money aside for healthcare expenses with a Health Savings Account from CFB. Contact your local branch for further information.

Community First Bank Butler MO Info for Checking Accounts

Variable Rate Information:

All interest-bearing checking and savings accounts earn a variable rate. At their discretion, your interest rate and annual percentage yield may change at any time.

Compounding and Crediting Frequency:

Checking and Health Savings Accounts-Interest will be compounded and credited every month. Savings-Interest will be compounded and credited every quarter.

Effect of Closing Account:

If you close your account before interest is credited, you will not receive the accrued interest.

Balance Computation Method:

They use the daily balance method to calculate interest; this method applies a daily periodic rate to the collected balance in the account each day.

Accrual of Interest on Noncash Deposits:

Interest begins to accrue no later than the business day they receive credit for the deposit of noncash items (i.e. checks).

Service Charges:

Service charges will apply to all checking accounts every month, savings every quarter, if a minimum balance is not maintained or other required account stipulations are not met for each applicable account type.

Bonus:

Any promotion offered by Community First Bank will be reported on your statement and your year-end tax form.

Personal Checking with Community First Bank Butler MO

Premier Checking (Interest Bearing)

• Minimum Balance to Open: $100.00
• Minimum Daily Balance to Avoid Monthly Service Charge: $1,500.00
• Monthly Service Charge: $8.00
• Minimum Daily Balance to Obtain Annual Percentage Yield: $0.00
• Variable Rate Account
• Unlimited Check-Writing Ability
• Free CFB Personal Checks
• Free Money Orders
• Free 3×5 Safe Deposit Box, 30% Discount on Other Sizes, Subject to Availability
• Money-Saving Benefits*:
  • Shopping and dining discounts from local and national retailers
  • Nationwide travel, hotel, recreation, and entertainment discounts
  • Savings on prescriptions, vision and hearing aids
• Personal Protection Benefits*:
  • Cell phone protection
  • Roadside assistance
  • $2,500 personal identity theft benefit
  • Identity restoration
  • Payment card fraud resolution
  • $10,000 travel accidental death insurance

Deluxe Checking

• Minimum Balance to Open: $100.00
• Monthly Service Charge: $6.00
• Unlimited Check-Writing Ability
• One Free Box of CFB Personal Checks Per Calendar Year
• Free Money Orders
• Free 3×5 Safe Deposit Box, Subject to Availability
• Money-Saving Benefits*:
  • Shopping and dining discounts from local and national retailers
  • Nationwide travel, hotel, recreation, and entertainment discounts
  • Savings on prescriptions, vision and hearing aids
• Personal Protection Benefits*:
  • Cell phone protection
  • Roadside assistance
  • $2,500 personal identity theft benefit
  • Identity restoration
  • Payment card fraud resolution
  • $10,000 travel accidental death insurance

Basic Checking

• Minimum Balance to Open: $100.00
• Minimum Daily Balance to Avoid Monthly Service Charge: $100.00
• Monthly Service Charge: $7.00
• Unlimited Check-Writing Ability

Business Checking with Community First Bank Butler MO

Business Regular Checking

• Minimum Balance to Open: $100.00
• Minimum Balance to Avoid Service Charge: $500.00
• Monthly Service Charge if Balance Falls Below Minimum: $5.00 + $0.05 per Debit Item
  • Service Charge Waived for Non-Profit Organizations

Business Analysis Checking

• Minimum Balance to Open: $100.00
• Monthly Service Charge Based on Account Analysis Pricing Below:
  • Debit Charges: $0.16
  • ACH Charges: $0.16
  • Deposits: $0.40
    • Foreign Items: $0.05
    • On Us Items: $0.15
  • Monthly Maintenance Fee: $1.00
  • Earnings Credit Allowance: 0.75%
    • Less 10% Reserve Required by Federal Reserve
    • Cap on Earnings Credit Allowance: 4.0%

Business Money Market (Interest Bearing)

• Minimum Balance to Open: $100.00
• Minimum Balance to Obtain Disclosed APY: $0.00
• Variable Rate Account/Tiered
  • $.01-$2,499.99-current rate/APY for Regular NOW account , please inquire with CSR
  • $2,500.00-$9,999.99-current rate/APY, please inquire with CSR
  • $10,000.00-$24,999.99-current rate/APY, please inquire with CSR
  • $25,000.00-$49,999.99-current rate/APY, please inquire with CSR
  • $50,000.00-$89,999.99-current rate/APY, please inquire with CSR
  • $90,000.00 or greater-current rate/APY, please inquire with CSR
• Service Charge if Excess Transfers Exceeded: $1.00 per Withdrawal
  • Fee applicable if there is an excess of six debit transactions (withdrawal, checks paid, automatic transfer or payment, debit card, etc.) during a statement cycle.
  • Transactions are limited by regulations. If transaction limits are exceeded, the customer may be required to change the account product.

Business Now Account (Interest Bearing)

• Minimum Balance to Open: $100.00
• Minimum Balance to Avoid Service Charge: $750.00
• Minimum Balance to Obtain Disclosed APY: $0.00
• Variable Rate Account
• Monthly Service Charge if Balance Falls Below Minimum: $7.50

Community First Bank Butler MO: Online Banking Features

Online Banking with Community First Bank provides a fast, secure way to access your account or transfer funds at your convenience. Here are some of the key features we provide with our online banking experience.

• A convenient and secure way to see your deposit and loan balance information 24/7.
• See your account history including cleared checks, deposits, ATM, and debit card transactions.
• Have the ability to transfer funds between CFB accounts.
• Set up and receive alerts on your account.
• View your account statements.
• Import your transactions to an excel spreadsheet.
• Access to Online banking is free for CFB customers.
• Access all of these features from your computer or phone with our free mobile app.

Bill Pay Features

Start saving time and money and stop using stamps and checks to pay your bills. Community First Bank online Bill Pay is a convenient way to pay all your bills in one place.

• Pay your bills now or schedule future or recurring payments online for free.
• View your payment history.
• Add or delete payees online for ease of payments.
• Access your Bill Pay from anywhere in the world with our free mobile app.
• Access to Online Bill Pay is free for all CFB customers.

E-Statements

View statements, review past statements, and eliminate paper clutter with E-statements from Community First Bank.

• Eliminate paper clutter by organizing your account statements electronically.
• View statements as soon as they’re available with an email to alert you when statements are ready.
• Enjoy the ability to view past statements.
• Easily save or print statements for extended storage.
• Conveniently and securely accessed through CFB Online Banking.
• Enroll anytime through your CFB Online Banking account to access E-Statements.
• Did we mention E-statements are free?

Community First Bank Butler MO Contact Information

Branch Phone Numbers

• Butler Main: (660) 679-3135
• Butler West: (660) 679-6191
• Appleton City: (660) 476-2124

Debit Card After-Hours Phone

1-800-383-8000 to report a lost or stolen debit card

The team members at CFB are ready to provide you with tools necessary for easy banking in the West-Central Missouri area to take charge of all aspects of your finance and lending needs. Why not try them out today.

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CSN Team.

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